PeopleFirst.com is the nation's largest online originator and servicer of Blank
Check® vehicle loans.
Our company was founded in 1995 to address the needs of individuals who were usually poorly
serviced and often overcharged with traditional vehicle financing.
vehicle loans are available
to individuals who have an excellent and substantial credit record. For other credit needs,
we offer a
Finance Program .
All loans are subject to credit approval by PeopleFirst.com. For current rates and
About Our Loans
Apply for a
loan online by completing the
short application. With PeopleFirst, there are no restrictions on the vehicle you
purchase, so just specify your desired loan amount.
You should apply for a loan amount that you believe will be sufficient to cover your vehicle
Our Approval Process
Your loan application will be reviewed and you should receive a response within 15 minutes
during our normal business hours.
If approved for a loan, PeopleFirst will send you, via first class mail, a loan
agreement with your no-obligation
Blank Check® attached. Use the Blank Check® as you would your own
The no-obligation Blank Check® is valid for any amount between $7,500
($10,000.01 in Arizona) and your
approved loan amount. This flexibility gives you the negotiating power of a cash buyer.
After you purchase/refinance your vehicle
with your Blank Check®, your loan will begin and you will receive a "welcome
package" from PeopleFirst.